--- title: "No Surprises Act" description: "The No Surprises Act protects you from receiving surprise medical bills when you can’t control who’s involved in your care." url: "https://www.sutterhealth.org/billing-insurance/costs-and-charges/no-surprises-act" --- 1. [Home](https://www.sutterhealth.org/) / 2. [Billing and insurance](https://www.sutterhealth.org/billing-insurance) / 3. [Healthcare Costs and Charges](https://www.sutterhealth.org/billing-insurance/costs-and-charges) / 4. No Surprises Act # No Surprises Act Know your rights against surprise medical bills. **Section menu** - [Billing and insurance](https://www.sutterhealth.org/billing-insurance "Billing and insurance") - [Help Paying Your Bill](https://www.sutterhealth.org/billing-insurance/financial-assistance "Help Paying Your Bill") - [Healthcare Costs and Charges](https://www.sutterhealth.org/billing-insurance/costs-and-charges "Healthcare Costs and Charges") - [Billing for Hospital Anesthesia](https://www.sutterhealth.org/billing-insurance/costs-and-charges/billing-hospital-anesthesia "Billing for Hospital Anesthesia") - [Healthcare Cost Transparency](https://www.sutterhealth.org/billing-insurance/costs-and-charges/cost-transparency "Healthcare Cost Transparency") - [No Surprises Act](https://www.sutterhealth.org/billing-insurance/costs-and-charges/no-surprises-act "No Surprises Act") - [Non-Contracted Provider Payment Appeal Process](https://www.sutterhealth.org/billing-insurance/costs-and-charges/non-contracted-provider-payment-appeal-process "Non-Contracted Provider Payment Appeal Process") - [Medicare](https://www.sutterhealth.org/billing-insurance/medicare "Medicare") - [Annual Enrollment Period](https://www.sutterhealth.org/billing-insurance/medicare/aep "Annual Enrollment Period") - [Medicare basics](https://www.sutterhealth.org/billing-insurance/medicare/medicare-basics "Medicare basics") - [Medicare wellness visits](https://www.sutterhealth.org/billing-insurance/medicare/medicare-wellness-visits "Medicare wellness visits") - [Special Enrollment Period](https://www.sutterhealth.org/billing-insurance/medicare/sep "Special Enrollment Period") - [Initial Enrollment Period](https://www.sutterhealth.org/billing-insurance/medicare/iep "Initial Enrollment Period") - [Late enrollment penalties](https://www.sutterhealth.org/billing-insurance/medicare/late-enrollment-penalties "Late enrollment penalties") - [Medicare Related Events](https://www.sutterhealth.org/billing-insurance/medicare-related-events "Medicare Related Events") - [Sutter Medicare Direct](https://www.sutterhealth.org/billing-insurance/sutter-medicare-direct "Sutter Medicare Direct") - [Health Insurance Information Guide](https://www.sutterhealth.org/billing-insurance/health-insurance-information-guide "Health Insurance Information Guide") - [Billing and insurance](https://www.sutterhealth.org/billing-insurance "Billing and insurance") - [Help Paying Your Bill](https://www.sutterhealth.org/billing-insurance/financial-assistance "Help Paying Your Bill") - [Healthcare Costs and Charges](https://www.sutterhealth.org/billing-insurance/costs-and-charges "Healthcare Costs and Charges") - [Billing for Hospital Anesthesia](https://www.sutterhealth.org/billing-insurance/costs-and-charges/billing-hospital-anesthesia "Billing for Hospital Anesthesia") - [Healthcare Cost Transparency](https://www.sutterhealth.org/billing-insurance/costs-and-charges/cost-transparency "Healthcare Cost Transparency") - [No Surprises Act](https://www.sutterhealth.org/billing-insurance/costs-and-charges/no-surprises-act "No Surprises Act") - [Non-Contracted Provider Payment Appeal Process](https://www.sutterhealth.org/billing-insurance/costs-and-charges/non-contracted-provider-payment-appeal-process "Non-Contracted Provider Payment Appeal Process") - [Medicare](https://www.sutterhealth.org/billing-insurance/medicare "Medicare") - [Annual Enrollment Period](https://www.sutterhealth.org/billing-insurance/medicare/aep "Annual Enrollment Period") - [Medicare basics](https://www.sutterhealth.org/billing-insurance/medicare/medicare-basics "Medicare basics") - [Medicare wellness visits](https://www.sutterhealth.org/billing-insurance/medicare/medicare-wellness-visits "Medicare wellness visits") - [Special Enrollment Period](https://www.sutterhealth.org/billing-insurance/medicare/sep "Special Enrollment Period") - [Initial Enrollment Period](https://www.sutterhealth.org/billing-insurance/medicare/iep "Initial Enrollment Period") - [Late enrollment penalties](https://www.sutterhealth.org/billing-insurance/medicare/late-enrollment-penalties "Late enrollment penalties") - [Medicare Related Events](https://www.sutterhealth.org/billing-insurance/medicare-related-events "Medicare Related Events") - [Sutter Medicare Direct](https://www.sutterhealth.org/billing-insurance/sutter-medicare-direct "Sutter Medicare Direct") - [Health Insurance Information Guide](https://www.sutterhealth.org/billing-insurance/health-insurance-information-guide "Health Insurance Information Guide") The No Surprises Act protects you from surprise medical bills when you can’t control who is involved in your care, such as emergency services or getting treated by an out-of-network provider at an in-network hospital or ambulatory surgical center. If you don’t have insurance or aren’t using insurance, you have the right to receive a Good Faith Estimate explaining how much your medical care will cost. ### Learn How You're Protected When you get emergency care or get treated by an out-of-network provider at an in-network hospital, you’re protected from surprise billing. [Download Your Rights and Protections (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/protections-against-surprise-medical-bills.pdf) ### Good Faith Estimate Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. [Download Good Faith Estimate (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/right-to-a-good-faith-estimate.pdf) ### Additional Languages **Your Rights and Protections Against Surprise Medical Bills** [Spanish (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/no-surprises-billing-notice-spanish.pdf) [Chinese (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/no-surprises-billing-notice-chinese.pdf) [Russian (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/no-surprises-billing-notice-russian.pdf) [Vietnamese (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/no-surprises-billing-notice-vietnamese.pdf) [PunJabi (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/no-surprises-billing-notice-punjabi.pdf) [Tagalong (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/no-surprises-billing-notice-tagalog.pdf) [Farsi (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/no-surprises-billing-notice-farsi.pdf) [Korean (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/no-surprises-billing-notice-korean.pdf) [Hindi (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/no-surprises-billing-notice-hindi.pdf) [Arabic (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/no-surprises-billing-notice-arabic.pdf) [Japanese (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/no-surprises-billing-notice-japanese.pdf) [Portuguese (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/no-surprises-billing-notice-portuguese.pdf) **Good Faith Estimate** [Spanish (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/good-faith-estimate-spanish.pdf) [Chinese (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/good-faith-estimate-chinese.pdf) [Russian (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/good-faith-estimate-russian.pdf) [Vietnamese (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/good-faith-estimate-vietnamese.pdf) [Punjabi (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/good-faith-estimate-punjabi.pdf) [Tagalong (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/good-faith-estimate-tagalong.pdf) [Farsi (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/good-faith-estimate-farsi.pdf) [Korean (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/good-faith-estimate-korean.pdf) [Hindi (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/good-faith-estimate-hindi.pdf) [Arabic (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/good-faith-estimate-arabic.pdf) [Japanese (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/good-faith-estimate-japanese.pdf) [Portuguese (PDF)](https://www.sutterhealth.org/-/media/Project/SutterHealth/SutterHealth/files/billing-insurance/costs-and-charges/no-surprises-act/good-faith-estimate-portuguese.pdf) ```json {"@context":"https://schema.org","@type":"MedicalOrganization","name":"Sutter Health","@id":"https://www.sutterhealth.org/#medicalorganization","url":"https://www.sutterhealth.org","logo":"https://www.sutterhealth.org/static/images/sutter-health-logo.svg","address":{"@type":"PostalAddress","streetAddress":"2200 River Plaza Drive","addressLocality":"Sacramento","addressRegion":"CA","postalCode":"95833","addressCountry":"US"},"areaServed":{"@type":"AdministrativeArea","name":"California"},"sameAs":["https://www.facebook.com/SutterHealth","https://www.instagram.com/sutterhealth/","https://x.com/SutterHealth","https://www.youtube.com/sutterhealth","https://www.linkedin.com/company/sutter-health","https://en.wikipedia.org/wiki/Sutter_Health"]} ``` ```json 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