--- title: "Dr. Frances L. Xu | Family Doctor in San Mateo, CA | Sutter Health" description: "Dr. Frances L. Xu, M.D. practices Family Medicine in San Mateo, CA" url: "https://www.sutterhealth.org/find-provider/dr-frances-l-xu-1046249094" --- 1. [Home](https://www.sutterhealth.org/) / 2. [Find a provider](https://www.sutterhealth.org/find-provider) / 3. Frances L. Xu, M.D. ![Frances L. Xu, M.D.](https://dyn.mktgcdn.com/p/sZeYvmP2thQ7lPaxrcF3zuz-Fw7TE5AxUifXjjSRAdw/fit=crop,gravity=auto,dpr=2,width=230,height=230) 4.9/5 [(278 ratings)](https://www.sutterhealth.org/star-ratings) # Frances L. Xu, M.D. ## Family Medicine - Not accepting new patients [50 South San Mateo DriveFloor 3San Mateo, CA 94401](https://www.google.com/maps/dir/?api=1&destination=50+South+San+Mateo+Drive+San+Mateo%2C+CA+94401+US) ## Have you seen this provider before? Schedule in My Health Online. [Sign in to schedule](https://myhealthonline.sutterhealth.org/MHO/Scheduling?workflow=ExistingProvider) Jump to: - [About](https://www.sutterhealth.org/find-provider/dr-frances-l-xu-1046249094#provider-about) - [Insurance](https://www.sutterhealth.org/find-provider/dr-frances-l-xu-1046249094#provider-health-plans) - [Locations](https://www.sutterhealth.org/find-provider/dr-frances-l-xu-1046249094#provider-locations) - [Services](https://www.sutterhealth.org/find-provider/dr-frances-l-xu-1046249094#provider-services) ## About Dr. Xu Languages English and Cantonese (Conversational) Gender Female Ages treated All ages Uses [My Health Online](https://www.sutterhealth.org/patient-resources/my-health-online) for scheduling and messaging Offers [video visits](https://www.sutterhealth.org/find-care/video-visits) for existing patients ### Approach to care I was born in Los Angeles, and grew up in the San Gabriel Valley. As a board-certified family medicine physician, I aim to provide high-quality primary care for all ages, whether patients are coming in for a routine check-up, an unexpected illness, or a long-term condition. I have an interest in helping patients with chronic conditions (for example, high blood pressure, diabetes, depression, pain) and making sure that they have the tools to live their best lives. I believe in caring for the whole person, including attention to both physical and mental wellbeing. My commitment to my patients is to always try my best to do right by them; to take care of medical needs, to respect personal and cultural values, to offer a professional opinion, and to work together to achieve personalized health goals. ### Professional highlights After my undergraduate studies at UCLA, I completed my medical degree at USC and trained at the UCSF-affiliated John Muir Health Family Medicine Residency. I have also had additional training in Integrative Medicine and management of opioid use disorder. ## Education and training **Medical school:** University of Southern California Keck School of Medicine **Residency:** John Muir Health, Family Medicine ## Board certifications - Family Medicine ## Affiliations ### Medical groups - Palo Alto Foundation Medical Group ### Other - Mills-Peninsula Division ## Accepted insurance Search plan or carrier name **Aetna (20 plans)** ### Aetna - Aetna Choice POS II - Aetna Select EPO - Aetna Select Open Access - Aetna Signature Administrators (ASA) - Aetna Student Health Program - Aetna Value Network HMO (AVN) - Health Fund HMO (aka HMO/HRA) - Health Fund POS - HMO - HMO Deductible Plans - Managed Choice POS - National Advantage Plan (NAP) - Open Access Elect Choice EPO - Open Access Managed Choice POS - Open Choice PPO - Quality Point of Service (QPOS) - Stanford University Faculty & Staff (SUFS) - Copay Plan - Open Access Aetna Select - Stanford University Faculty & Staff (SUFS) ACA High Deductible Health Plan POS II (ACA HDHP-POS II) - Stanford University Faculty & Staff (SUFS) High Deductible Health Plan POS II (HDHP POS II) - Traditional Choice **Alignment (4 plans)** ### Alignment - Alignment Health Plan My Choice (Medicare Advantage PPO) - Alignment Health Sutter Advantage +More (Medicare Advantage HMO) - Retiree Options (Medicare Advantage HMO) - Retiree Options (Medicare Advantage PPO) **Anthem Blue Cross of California (21 plans)** ### Anthem Blue Cross of California - Advantage HMO - Advantage PPO (Tier 1) - Anthem Blue Cross HMO Saver Small Group Plan - Anthem Blue Cross HMO, also sometimes known as California Care or Rural Cal Care (includes CalPERS Traditional HMO) - Anthem Blue Cross HMO/POS (California Care Plus) - Anthem Blue Cross Individual and Family EPO Bronze/Silver/Gold/Platinum-Covered California (Pathway - EPO) - Anthem Blue Cross Individual HMO (also sometimes known as California Care) - Anthem Blue Cross Small Group HMO (also sometimes known as California Care) - Anthem Bronze, Silver, Gold, Platinum PPO (Prudent Buyer Plan) - Anthem High Performance Narrow Network - Anthem Medicare Preferred PPO Medicare Advantage Plans for Group Retirees - Behavioral Health Program - BlueCard - CareAdvocate PPO - Direct Access - Federal Employee Program (FEP) - PPO - GeoBlue - Indemnity - Managed Care Services - My Choice PPO - SmartSense **Blue Shield of California (24 plans)** ### Blue Shield of California - Active Choice PPO - Administrative Services Only (ASO) - Self-Funded PPO - Blue Shield $0 Cost Share PPO (IFP) - Blue Shield Access+ HMO CalPERS Limited Network - Blue Shield Access+ HMO Plan - Blue Shield Added Advantage POS (Point-Of-Service) Plan**Note:** - PPO Benefit Level - Blue Shield Bronze PPO (IFP & Small Group) - Blue Shield CalPERS EPO - Blue Shield CalPERS Medicare (PPO) Employer Group Medicare Advantage - Blue Shield Gold PPO (IFP & Small Group) - Blue Shield Life and Health Insurance Company - Blue Shield Medicare (PPO) Employer Group Medicare Advantage - Blue Shield Minimum Coverage PPO (IFP) - Blue Shield of California PPO/EPO (aka Full Network PPO/EPO) - Blue Shield Platinum PPO (IFP & Small Group) - Blue Shield Silver PPO (IFP & Small Group) - BlueCard Plan - Federal Employee Program - PPO**Note:** - FEP accesses Anthem Blue Cross for Hospital Providers - Indemnity - PERS Platinum PPO - Shared Advantage - PPO/EPO and Shared Advantage Plus - PPO/EPO (Full Network PPO) - UC Care PPO - University of California HealthSavings+ - Vital Shield 900 Plans Coverage can vary, so we suggest confirming with your health plan and provider’s office before your visit. ## Care locations [San Mateo Care Center](https://www.sutterhealth.org/find-location/facility/san-mateo-care-center-1043247262) 50 South San Mateo Drive Floor 3 San Mateo, CA 94401 [Get directions](https://www.google.com/maps/dir/?api=1&destination=50+South+San+Mateo+Drive+San+Mateo%2C+CA+94401+US) [650-652-8500](tel:+16506528500) 650-652-7046 Sunday Closed Monday 8:00 am - 5:00 pm Tuesday 8:00 am - 5:00 pm Wednesday Closed Thursday 8:00 am - 5:00 pm Friday 8:00 am - 5:00 pm Saturday Closed **View additional hours** Sunday Closed Monday 8:00 am - 5:00 pm Tuesday 8:00 am - 5:00 pm Wednesday Closed Thursday 8:00 am - 5:00 pm Friday 8:00 am - 5:00 pm Saturday Closed ## Areas of expertise Explore the services and treatments this provider may offer. **Clinical expertise** ### Procedures - Annual physical exam ### Reasons for visit - Annual checkup ## Related services offered by Sutter - [Family medicine](https://www.sutterhealth.org/services/family-medicine) ## Online forms Save time by completing the applicable forms prior to your appointment.
- [New Patient Health History](https://a.mktgcdn.com/f/4146175/_UOgVmmRYaEhhulFK3eoEH_vrRdptyQkcbgRt7wRoWs.pdf) - [Established Patient Health History Update](https://a.mktgcdn.com/f/4146175/OZRZiU6PBQoiehXgh5dFZ7RLyM6BV7QaxfUfMbsOGBE.pdf) - [Annual Medicare Wellness Form (Ages 65+)](https://a.mktgcdn.com/f/4146175/ycGjpV9u990FjK4vUqWXgmBW5PHu1FZLkrAIDoScoro.pdf) - [Spanish Annual Medicare Wellness Form (Ages 65+)](https://a.mktgcdn.com/f/4146175/GavG0wVqGxmkTtQXFg8gcg4l_Yx6Ot3pmAOz4UaaLdA.pdf) ## Similar providers nearby [View all](https://www.sutterhealth.org/find-provider-results?facets=%5B%7B%22i%22%3A%22c_providerSpecialties.specialty.name%22%2C%22v%22%3A%5B%22Family+Medicine%22%5D%7D%5D&limit=10&staticFilters=%5B%7B%22displayName%22%3A%22Sutter+Health+provider%22%2C%22selected%22%3Atrue%2C%22filter%22%3A%7B%22kind%22%3A%22fieldValue%22%2C%22fieldId%22%3A%22c_providerIsSutterHealth%22%2C%22matcher%22%3A%22%24eq%22%2C%22value%22%3Atrue%7D%7D%2C%7B%22displayName%22%3A%22Near%3A+San+Mateo+Care+Center%22%2C%22selected%22%3Atrue%2C%22filter%22%3A%7B%22kind%22%3A%22fieldValue%22%2C%22fieldId%22%3A%22c_offices.officeOrFacility.builtin.location%22%2C%22matcher%22%3A%22%24near%22%2C%22value%22%3A%7B%22lat%22%3A37.566113299020486%2C%22lng%22%3A-122.32644657285475%2C%22radius%22%3A16093%7D%7D%7D%5D&verticalKey=healthcare_professionals) - ![Amber C. Maes](https://dyn.mktgcdn.com/p/tA3L6k6SOUCrbIFqP9zuAVniDZ1eQtL_wMch4rS3Hl0/fit=crop,gravity=auto,dpr=2,width=230,height=230) ### [Amber C. Maes, PA-C](https://www.sutterhealth.org/find-provider/amber-c-maes-2059381077) 50 South San Mateo Drive 3rd Floor San Mateo, CA 94401 [Get directions](https://www.google.com/maps/dir/?api=1&destination=50+South+San+Mateo+Drive+San+Mateo%2C+CA+94401+US) \+ 1 location [650-652-8500](tel:+16506528500) #### Family Medicine - Accepting new patients - ![Christian J. Javier](https://dyn.mktgcdn.com/p/EIqmCZKxsomv5fQ7parpZvjvBCw1eCJhrXasfrQFfdc/fit=crop,gravity=auto,dpr=2,width=230,height=230) ### [Christian J. Javier, D.O.](https://www.sutterhealth.org/find-provider/dr-christian-j-javier-2089066566) 50 South San Mateo Drive Floor 3 San Mateo, CA 94401 [Get directions](https://www.google.com/maps/dir/?api=1&destination=50+South+San+Mateo+Drive+San+Mateo%2C+CA+94401+US) [650-652-8500](tel:+16506528500) #### Family Medicine - Accepting new patients - ![Evan G. Lee](https://dyn.mktgcdn.com/p/04NptFklAUjhTB5j2JucGzPvgESSUj5I6rSu3udouS8/fit=crop,gravity=auto,dpr=2,width=230,height=230) ### [Evan G. Lee, PA-C](https://www.sutterhealth.org/find-provider/evan-g-lee-2030252640) 50 South San Mateo Drive Floor 3 San Mateo, CA 94401 [Get directions](https://www.google.com/maps/dir/?api=1&destination=50+South+San+Mateo+Drive+San+Mateo%2C+CA+94401+US) [650-652-8500](tel:+16506528500) #### Family Medicine - New patients, please call for availability - ![Gloria T. Lam](https://dyn.mktgcdn.com/p/4W0b9Mdcq5i8mTcy2-Cgz2d6i4T7D1nPSQQCRKdg4zc/fit=crop,gravity=auto,dpr=2,width=230,height=230) ### [Gloria T. Lam, N.P.](https://www.sutterhealth.org/find-provider/gloria-t-lam-1046246945) San Mateo Care Center 50 South San Mateo Drive San Mateo, CA 94401 [Get directions](https://www.google.com/maps/dir/?api=1&destination=50+South+San+Mateo+Drive+San+Mateo%2C+CA+94401+US) \+ 1 location [650-696-4427](tel:+16506964427) #### Family Medicine - New patients, please call for availability - [![Provider placeholder image](https://www.sutterhealth.org/static/images/fallback-provider.png) View all](https://www.sutterhealth.org/find-provider-results?facets=%5B%7B%22i%22%3A%22c_providerSpecialties.specialty.name%22%2C%22v%22%3A%5B%22Family+Medicine%22%5D%7D%5D&limit=10&staticFilters=%5B%7B%22displayName%22%3A%22Sutter+Health+provider%22%2C%22selected%22%3Atrue%2C%22filter%22%3A%7B%22kind%22%3A%22fieldValue%22%2C%22fieldId%22%3A%22c_providerIsSutterHealth%22%2C%22matcher%22%3A%22%24eq%22%2C%22value%22%3Atrue%7D%7D%2C%7B%22displayName%22%3A%22Near%3A+San+Mateo+Care+Center%22%2C%22selected%22%3Atrue%2C%22filter%22%3A%7B%22kind%22%3A%22fieldValue%22%2C%22fieldId%22%3A%22c_offices.officeOrFacility.builtin.location%22%2C%22matcher%22%3A%22%24near%22%2C%22value%22%3A%7B%22lat%22%3A37.566113299020486%2C%22lng%22%3A-122.32644657285475%2C%22radius%22%3A16093%7D%7D%7D%5D&verticalKey=healthcare_professionals) [View all](https://www.sutterhealth.org/find-provider-results?facets=%5B%7B%22i%22%3A%22c_providerSpecialties.specialty.name%22%2C%22v%22%3A%5B%22Family+Medicine%22%5D%7D%5D&limit=10&staticFilters=%5B%7B%22displayName%22%3A%22Sutter+Health+provider%22%2C%22selected%22%3Atrue%2C%22filter%22%3A%7B%22kind%22%3A%22fieldValue%22%2C%22fieldId%22%3A%22c_providerIsSutterHealth%22%2C%22matcher%22%3A%22%24eq%22%2C%22value%22%3Atrue%7D%7D%2C%7B%22displayName%22%3A%22Near%3A+San+Mateo+Care+Center%22%2C%22selected%22%3Atrue%2C%22filter%22%3A%7B%22kind%22%3A%22fieldValue%22%2C%22fieldId%22%3A%22c_offices.officeOrFacility.builtin.location%22%2C%22matcher%22%3A%22%24near%22%2C%22value%22%3A%7B%22lat%22%3A37.566113299020486%2C%22lng%22%3A-122.32644657285475%2C%22radius%22%3A16093%7D%7D%7D%5D&verticalKey=healthcare_professionals) ### Disclaimer _This provider directory is provided as a convenience to you. It is not intended as a recommendation, referral or endorsement of any particular provider. Physicians are not employees or agents of Sutter Health or its subsidiaries. The information is submitted by each doctor and we make no guarantee or warranty as to the accuracy of the information. You should verify the accuracy of the information directly with the provider's office._ _All doctors on this site are in the Sutter system. Doctors meeting your search criteria are presented in order of relevance based on search criteria, based on those providers with appointment availability._ [_Find out more about star ratings_](https://www.sutterhealth.org/star-ratings)_._ ```json {"@context":"https://schema.org","@type":"MedicalOrganization","name":"Sutter Health","@id":"https://www.sutterhealth.org/#medicalorganization","url":"https://www.sutterhealth.org","logo":"https://www.sutterhealth.org/static/images/sutter-health-logo.svg","address":{"@type":"PostalAddress","streetAddress":"2200 River Plaza Drive","addressLocality":"Sacramento","addressRegion":"CA","postalCode":"95833","addressCountry":"US"},"areaServed":{"@type":"AdministrativeArea","name":"California"},"sameAs":["https://www.facebook.com/SutterHealth","https://www.instagram.com/sutterhealth/","https://x.com/SutterHealth","https://www.youtube.com/sutterhealth","https://www.linkedin.com/company/sutter-health","https://en.wikipedia.org/wiki/Sutter_Health"]} ``` ```json {"@context":"https://schema.org","@type":"BreadcrumbList","@id":"https://www.sutterhealth.org/find-provider/dr-frances-l-xu-1046249094#breadcrumblist","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://www.sutterhealth.org/"},{"@type":"ListItem","position":2,"name":"Find a provider","item":"https://www.sutterhealth.org/find-provider"},{"@type":"ListItem","position":3,"name":"Frances L. 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