Your Health Insurance Information Guide

We know that it can be challenging to understand how health insurance plans work, particularly as plans have become more complex. To help you sort this out, we have prepared a general health insurance guide. We hope it will help you avoid billing surprises or misunderstandings.

The guide will help you learn about:

The type of bills you may receive after doctor visits or other medical services
How you can determine the amount you may be asked to pay “out-of-pocket”
What health plan “authorization” and “referral” mean — and why they are different
Forms of financial assistance available for those who may need help paying their bills